Posts Tagged With 'Credit'

Good Video : Credit Cards For Bad Credit Part 2 The Best Cards for Bad Credit, I used them to Rebuild My Credit

By Oliver Dalrymple  Jan, 19, 2012  

This is a pretty good video I came across. Wanted to share it with everyone. Enjoy

Part 2 View Credit cards for bad credit video part 1 here View Credit cards for bad credit video part 2 here In part one we covered the story of my life and how my credit was perfect then I went bankrupt, had foreclosures and autos I quickly started the search for credit cards for bad credit individuals like I then went into credit rebuilding mode and started looking and researching credit cards and in the process became an expert in credit cards for bad I have built a website around this and help others that were in my My goal is to help people rebuild their credit and if you see my website you can download for (free as of the date of this publishing) I am not sure how long it will be free but it is a great place for people to start building their credit and getting there life The nice thing is that the credit card companies want you to apply for their credit card; they even pay me if I send people to their website to apply for the credit cards for people with bad I have helped people work on their credit in the past and in some situations they cannot get a unsecured credit You might wonder what a unsecured credit card is?!?!?

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Repair Your Own Credit

By Jasmine Pinschof  Jan, 10, 2012  

You can repair your own credit. Although some companies claim to help rebuild credit scores, the only way to legally fix your credit is to do it on your own, using good financial management strategies.

Rebuilding credit can be much harder than maintaining a good credit score. However, even if your credit score drops very low, through good money management skills and with time you can rebuild your score successfully. The key to doing so is to make wise decisions about how you use credit.

Check Your Report

The first step in repairing your credit is to know what is on your credit report. You can get a free copy of your credit report from each of the three major credit bureaus annually by visiting AnnualCreditReport.com.

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Tips to Securing a Car Loan when you have Poor Credit Posted By : R.Anderson

By Michael McConachy  Jan, 01, 2012  

Tips to Securing a Car Loan when you have Poor Credit – By: R.Anderson

Finding car financing is easy when you have good credit but when you have poor credit rating, many institutions will not want to deal with you. Some lenders that are willing to take your case will charge you an arm and a leg when it comes to interest rates. This article will discuss the various options for finding an auto loan when you have bad credit and how to get a better interest rate.

Listing the Options
There are various places where you can try to find financing such as your local bank, the Internet, credit unions and your local car dealership. Although some of these sources such as your bank may not be able to provide you with a loan if you suffer from bad credit. Read more…

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Store Cards vs. Regular Credit Cards

By Jasmine Pinschof  Nov, 15, 2011  

Would you like to save 10 percent on your purchase today? Surely youve been asked this question more than once before and you know exactly what the cashier means. She wants you to open up a credit card with her store in exchange for an immediate discount.

But what is a store-branded card? It must be a credit card, because you get an access to a credit line, but it feels different, because you can only use it at the stores of the particular retailer whose logo it displays. And above all, is opening up such an account worth the discount? Well, in order to answer this question, we should first learn exactly what this type of card is.

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Top 3 Secured Credit Cards That Rebuild Credit

By Michael McConachy  Nov, 12, 2011  

Did you know that not all secured credit cards report to all three major credit agencies?

Whether you are looking to rebuild credit after bankruptcy or recover from past credit problems taking the time to understand the process is just as important as the process itself.

If you truly want to make the most positive impact to your credit reports then you should avoid high risk lenders at all costs no matter how enticing their secured credit card offers are.

In the long run using high risk lenders like First Premier Bank for example can ultimately hurt your credit scores rather than improve it simply because the issuer is known for extending credit to high risk individuals.

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Five Ways to Avoid Credit Denial

By Michael McConachy  Oct, 11, 2011  

Credit is essential in a world of big-ticket items. Few families are able to afford a home, car, and other necessities without some form of credit financing. So, what happens when your credit is denied? How and when should you fix credit issues standing in your way? Follow the tips below to avoid credit denial and smooth the way for a better financial future.

  1. Provide complete info. In some cases, credit denial could be as simple as forgetting to sign the application. Be sure to review your application carefully and include all the necessary information. Lenders need a complete overview to evaluate your creditworthiness, and it is your responsibility to provide it.

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Fico Credit Score: Know your credit status

By Jasmine Pinschof  Jun, 23, 2011  

Fico credit score is an important part of managing finances. Basically, it is a three digits number which determines how your credit is and your credit worthiness. It is important for all those people who are looking for financial products and services. Generally, this score is provided by three leading bureaus of United Kingdom, like Experian, Trans Union and Equifax. Scoring system is quiet complicated and not possible for normal citizen to understand it. If you can know how to calculate the score, then you can easily manage your score.

In Fico credit score, it is mandatory to know what a good credit score is. Highest score achieved by a person is 850. A particular score is said to be good when it falls in the range of 720-850. There are many staged of score, like excellent, good, better, average, poor, bad, adverse etc.

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Why Your Good Credit Score Isn t Enough to Get You That Mortgage

By Michael McConachy  Jun, 22, 2011  

   IMPORTANT: There is one credit repair company that is above all others and highly recommended. Lexington Law is reliable and costs much LESS than you think. They provide top notch service with excellent results. It is highly recommended that you watch the video at the bottom of this article andcheck Lexington Law (1-800-293-3672) to repair your credit before any other alternative.

Picture this, if you will: Youve been on a house hunt for a while now and, after much trial and error and a pretty exhaustive search, have finally found your dream home.

Now normally, this is the part of the story where something goes wrong, and the carpets pulled out from under you before you can even pay for it. But thats not gonna happen this time, cuz you came prepared! < Read more…

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